In-house financing
Ask about our in-house financing. Cars listed in Cash Offers are not available for financing.
Interest. No credit check.
Down. Tags and taxes included.
Car payment.
We sell cars outright too.
How buying works
- 1
Call or stop by
We'll tell you what's coming in.
- 2
Pick your car
We are sometimes able to take deposits to hold your spot in line.
- 3
Bring $2,000 down
Tags and taxes are included. We handle the title, so you skip the DMV.
- 4
Drive it home
Then pay $300 a month.
Our financing selection goes quickly, so most of our financing customers plan ahead. Call or stop by and tell us what you're looking for. We can promise you a nice car, but not always an exact date. That depends on what you want.
What to bring
That's all we need. No credit check.
- North Carolina IDA driver's license is best.
- Full-coverage insuranceRequired before you drive off. Need a policy? Ask us for a quote from one of our insurance partners.
- Your down payment$2,000, with tags and taxes included.
Making payments
Four ways to pay.
- In personCash or card at the office.
- By phoneCall in with a card.
- Automatic draftTaken out each month.
- OnlineUse the Pay Online button below.
Paying less than your usual amount? Call or text us first to get it approved.
Card payments have a 3% fee. Extra payments go toward your next one.
Rather pay cash?
See Cash Offers for cars with a fixed cash price. Those listings are paid in full, with no financing. Call us about buying another car outright.
Pay cash and you still get lifetime service at our wholesale cost.
Common questions
Do you check my credit?
No. We don't run credit checks. Bring your NC ID, proof of full-coverage insurance and your down payment.
Is there really no interest?
No interest. You only pay for the car.
Can I pay my car off early?
Yes. Pay extra anytime.
What if I need to move a payment?
Call us before it's due.
Can I trade my car in later?
After a while, with good payments, ask us about a trade-in.
Will you work on my car after I buy it?
Yes. We service cars we sell at our cost as long as your account is current, and cash buyers get it too. About service
Questions about financing?
Call or text us.